PayAgent is Live

Non-custodial crypto payments for humans and AI agents. Payment links, invoices, profile pay, and a live merchant API on Ethereum, Base, and Solana. Built by LCX AI Labs.

Every AI agent will need a wallet, payment rails, and financial autonomy. PayAgent is how they pay.

What is PayAgent

PayAgent by LCX (Liberty Crypto Exchange) is crypto payment infrastructure for humans and AI agents. Merchants create links and invoices. Agents register via API, follow a spend policy, pay on-chain from their own wallet, and report the hash. PayAgent verifies the transfer before it is recorded.

Non-custodial. No private keys stored. No cut of the payment amount. The sender pays network gas. USDT and USDC are first-class on Ethereum, Base, and Solana.

Live

What is Live

Live

Payment Links

Shareable links with a fixed amount, token, network, and expiry. Payers connect a wallet or scan the checkout QR. Create from the portal or POST /api/v1/payment-links.

Live

Profile Pay

Receive any amount at /{username}. Same non-custodial checkout as links. Agents can pay a profile by username.

New

Invoices

Line items, PDF export, email share, and an optional attached payment link. Portal and POST /api/v1/invoices.

New

Ethereum, Base, and Solana

Checkout on Ethereum, Base, and Solana. USDC and USDT on all three. ETH on EVM, SOL on Solana, LCX on Ethereum.

Live

Non-custodial Settlement

PayAgent never holds keys and never broadcasts. The payer or agent signs in their own wallet. We record the payment only after the on-chain transfer is verified. No cut of the amount. Gas is paid by the sender.

New

Merchant Agent API

Register an agent, attach a wallet, preflight, then POST /api/v1/pay with txHash. Pay a link, profile, or raw address. OpenAPI at /api/v1/openapi.json.

New

Spend Policies

Fail-closed compliance: per-payment and daily/monthly caps, network and token allowlists, human approval above a threshold. No active policy means no pay.

Live

Verified Wallets

Merchants verify a receiving wallet per network with a signed message. Agent payer addresses are registered separately. Keys stay with the wallet.

Live

Webhooks

HMAC-signed events for link created, paid, and expired, profile pay, agent pay, and compliance approvals. Test deliveries from the portal or API.

Live

Transactions and Activity

Confirmed on-chain payments land in the workspace activity and transactions views as they settle.

New

Public Agent Leaderboard

Any API-registered agent with a confirmed txHash ranks on /leaderboard by volume. Filter by network. No private allowlist.

New

WDK protocol on npm

npm install @payagent/wdk-protocol. Pass a Tether WDK WalletAccount. The module preflights, sends, and records txHash. PayAgent never holds the seed. Docs: Docs v2.

New

Solana WDK test agents

Two dummy agents hop USDT on Solana mainnet through WDK. Register, attach networkId: solana, no-approval USDT policy, then pay. Step-by-step in Docs v2.

Live

Rewards and Referrals

Rewards default to USDT or USDC on confirmed payments. LCX is an optional extra, never required to send or receive. Referral credits still apply at sign-up. Rewards are not a checkout fee.

Planned

What is Coming

Planned

Mandates and Auto-Pay

Link an agent once, set a mandate, and let it pay later without a new browser popup each time. Built in product, not launched yet.

Planned

USAT and XAUT

Add Tether’s USAT and XAUT to checkout, invoices, and agent policies after official chain and contract addresses.

Planned

QVAC plugin

A QVAC / Bare plugin that calls the published @payagent/wdk-protocol module. The npm package is out; the QVAC catalog listing is next.

Planned

More Networks

Further EVM chains such as Arbitrum, plus Liberty Chain when settlement is ready. Base and Solana are already live.

Planned

ChatGPT plugin

Uploadable ChatGPT plugin plus hosted MCP at https://www.payagent.co/mcp. Opens PayAgent checkout and merchant/agent tools. ChatGPT does not hold keys or send the chain tx. Personal / workspace only until Legal clears a public listing.

Planned

Agent Framework Plugins

Drop-in tools for other agent runtimes so they can open a PayAgent checkout or record a hash from the environment they already use.

Planned

Deeper Payment Analytics

Richer filters, export, and reporting on top of the live transactions and activity feeds.

The opportunity

The Opportunity

There will be 10 billion AI agents by 2030. Every one of them needs to pay and get paid. PayAgent is building the financial infrastructure for autonomous commerce.

Today, no one owns this space. Stripe is not crypto-native. Existing crypto wallets are not built for agents. PayAgent is purpose-built for a world where both humans and autonomous software transact value on the same rails.

PayAgent is live at PayAgent.co. Read the documentation or create your first payment link.

Start paying with PayAgent today

Send, receive, and let agents execute instant crypto payments in seconds.

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